Kim GregoryComment

HOW TO… Get travel insurance if you have cancer

Kim GregoryComment
HOW TO… Get travel insurance if you have cancer
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Do your homework

Check with your oncology team or GP if you’re fit for travel. A letter from them could help you get insurance. Before you apply, make a note of dates, treatment types and medication you are on so you can answer the insurer’s questions. There’s a checklist at macmillan.org.uk.

Check what cover you need

If you’re travelling to certain European countries, a European Health Insurance Card (EHIC) can give you free emergency treatment and covers pre-existing conditions — although it doesn’t include the costs of getting home. It may be cheaper if you already have cover for your belongings through your household insurance with ‘all risks’ or you may have insurance cover with your bank.

Shop around

Leave plenty of time so you don’t feel pressured into paying a high price. Comparison sites don’t always have the best offers for people with cancer so see what providers people are recommending on Macmillan’s online community. Alternatively, a specialist broker can search for the best deals.

Get support

Once you’ve found a travel insurance policy, it’s really important you understand what you’ve been offered, particularly if there are any exclusions. If you need clarification, you can contact Macmillan’s financial guidance team.

 

Find out more about Macmillan’s Give us a Break campaign to help people with cancer get travel insurance at macmillan.org.uk/giveusabreak